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Working with Creditors

View Resource Working with Creditors

Understanding Your Debt Load

View Resource Understanding Your Debt Load

Understanding Your Credit Report

View Resource Understanding Your Credit Report

Understanding Credit Costs

View Resource Understanding Credit Costs

What Your Credit Score Means

View Resource What Your Credit Score Means

Paying Off Debts with the Snowball Strategy

View Resource Paying Off Debts with the Snowball Strategy

About Those Interest-Free Offers

View Resource About Those Interest-Free Offers

The Avalanche Debt Repayment Method

View Resource The Avalanche Debt Repayment Method

How Loan Amortization Works

View Resource How Loan Amortization Works

Using a Personal Line of Credit

View Resource Using a Personal Line of Credit

The Fair Credit Reporting Act

View Resource The Fair Credit Reporting Act

Should You Transfer Account Balances?

View Resource Should You Transfer Account Balances?

Secured vs. Unsecured Loans

View Resource Secured vs. Unsecured Loans

Add to Your Monthly Payment and Save Money

View Resource Add to Your Monthly Payment and Save Money

Consumer Reporting Agencies

View Resource Consumer Reporting Agencies

Calculating Annual Percentage Rates

View Resource Calculating Annual Percentage Rates

Living a ‘Credit-Free’ Life

View Resource Living a ‘Credit-Free’ Life

The Fair Debt Collection Practices Act

View Resource The Fair Debt Collection Practices Act

Consolidating Your Debt

View Resource Consolidating Your Debt

Refinancing an Auto Loan

View Resource Refinancing an Auto Loan

Good Debt, Bad Debt

View Resource Good Debt, Bad Debt

Cosigning a Loan

View Resource Cosigning a Loan

Boosting Your FICO Score

View Resource Boosting Your FICO Score

After You’ve Paid Off Your Credit Cards

View Resource After You’ve Paid Off Your Credit Cards

Meet a Debt Payoff Goal

View Resource Meet a Debt Payoff Goal

Make Bi-Weekly Payments

View Resource Make Bi-Weekly Payments

Low Rate or Cash Back?

View Resource Low Rate or Cash Back?

How Long Will it Take to Pay Off a Credit Card?

View Resource How Long Will it Take to Pay Off a Credit Card?

Debt Consolidation

View Resource Debt Consolidation

Use a Lump Sum to Pay Down Debt

View Resource Use a Lump Sum to Pay Down Debt

Save or Pay Off Debt?

View Resource Save or Pay Off Debt?

Compare Vehicle Loans by Term

View Resource Compare Vehicle Loans by Term

Compare Two Vehicle Loans

View Resource Compare Two Vehicle Loans

Are Credit Card Balance Transfers Worth It?

View Resource Are Credit Card Balance Transfers Worth It?

Increase Your Monthly Payment

View Resource Increase Your Monthly Payment

Calculate a Vehicle Payment

View Resource Calculate a Vehicle Payment

Avoiding the Minimum Payment Trap

View Resource Avoiding the Minimum Payment Trap

The Best Time to Buy

View Resource The Best Time to Buy

Buying or Leasing a Vehicle

View Resource Buying or Leasing a Vehicle

Taking a ‘Staycation’

View Resource Taking a ‘Staycation’

Comparing Products Online

View Resource Comparing Products Online

Can Credit Counseling Help?

View Resource Can Credit Counseling Help?

Vehicle Affordability by Loan Term

View Resource Vehicle Affordability by Loan Term

Curing Bad Overspending Habits

View Resource Curing Bad Overspending Habits

Making a Major Purchase

View Resource Making a Major Purchase

Tracking what You Spend

View Resource Tracking what You Spend

How Overspending Can Derail a Budget

View Resource How Overspending Can Derail a Budget

Extended Warranties & Service Contracts

View Resource Extended Warranties & Service Contracts

The Pros and Cons of Retail Credit

View Resource The Pros and Cons of Retail Credit

Understanding Car Leases

View Resource Understanding Car Leases

Purchase or Lease a Vehicle

View Resource Purchase or Lease a Vehicle

Gas Mileage Savings with a Fuel Efficient Vehicle

View Resource Gas Mileage Savings with a Fuel Efficient Vehicle

Managing Debt

View Resource Managing Debt

Loan Basics

View Resource Loan Basics

Debt Payoff Strategies

View Resource Debt Payoff Strategies

Grocery Shopping Tips for Singles

View Resource Grocery Shopping Tips for Singles

Protect Yourself from Predatory Lenders

View Resource Protect Yourself from Predatory Lenders

Smart Purchases to Make on Credit

View Resource Smart Purchases to Make on Credit

Building a Credit Reputation

View Resource Building a Credit Reputation

Use a Side Hustle to Pay Off Debt

View Resource Use a Side Hustle to Pay Off Debt

Your Annual Credit Report Review

View Resource Your Annual Credit Report Review

Choosing a Credit Card

View Resource Choosing a Credit Card

Maximizing Credit Card Rewards

View Resource Maximizing Credit Card Rewards

Good Reasons to Borrow Money

View Resource Good Reasons to Borrow Money

Accelerating Repayment on a Loan

View Resource Accelerating Repayment on a Loan

Evaluating Credit Card Reward Programs

View Resource Evaluating Credit Card Reward Programs

Alternatives to Pay Day Lenders

View Resource Alternatives to Pay Day Lenders

Vehicle Financing Options

View Resource Vehicle Financing Options

The Pros and Cons of Loan Protection Insurance

View Resource The Pros and Cons of Loan Protection Insurance

Prioritizing How You Repay Debt

View Resource Prioritizing How You Repay Debt

Are Credit Repair Services Worth It?

View Resource Are Credit Repair Services Worth It?

Working Through Credit Issues with a Spouse

View Resource Working Through Credit Issues with a Spouse

Disputing a Credit Card Transaction

View Resource Disputing a Credit Card Transaction

The Ins and Outs of Credit Scores

View Resource The Ins and Outs of Credit Scores

Making Only Minimum Payments

View Resource Making Only Minimum Payments

What Is a Credit Reference?

View Resource What Is a Credit Reference?

How Many Credit Cards Should You Have?

View Resource How Many Credit Cards Should You Have?

Lower Your Credit Card Rate

View Resource Lower Your Credit Card Rate

How Credit Card Utilization Impacts Your Credit Score

View Resource How Credit Card Utilization Impacts Your Credit Score

Understanding Credit Card Interest

View Resource Understanding Credit Card Interest

Why Your Credit Utilization Ratio Matters

View Resource Why Your Credit Utilization Ratio Matters