Types of Mortgage Loans

Your interest rate stays the same for the life of the loan. Available with 20- and 15-year terms, these fully-amortizing loans come with no pre-payment penalty.

Adjustable Rate Mortgages (ARMs) feature interest rates that adjust with time and may be lower initially than fixed-rate mortgages. You can choose an adjustment period of 3 or 5 years.

Buying your first home will be one of the biggest moments in your life. Our goal is to make it one of your most rewarding experiences as well with our First-Time Homebuyer Program. This program is designed give you competitive mortgage rates, low closing costs, and more. With no private mortgage insurance (PMI) required — and only being available to first-time homebuyers — we work with you every step of the way to deliver the best solution for your unique situation

Ready to refinance your loan? Refinancing allows you to replace your current loan obligation with one that may have more favorable terms. Plus, a refinance could provide any number of advantages. It may lower your monthly payment, lower your interest rate, shorten or extend the number of years on your loan, or give you more favorable loan terms.