When Can a HELOC Help?

A Home Equity Line of Credit (HELOC) gives you a revolving credit line based on your home’s equity. The amount of equity in your home is the difference between its current market value and the amount you currently owe on it. 

Benefits of a HELOC

  • The borrowing period lasts 10 years, and you only pay interest on what you actually borrow during that time
  • After the borrowing period, you’ll have an additional 10 years to pay back the loan
  • Because your house is secured debt, interest rates tend to be lower than a credit card
  • Use it for large expenses or to consolidate higher-interest debt

Meet Your Goals with a HELOC

We’re here to help make the application process as easy as possible.

Tools to Get You Started 

Calculate your monthly payments and start your application.

Looking for more information about a HELOC?

Sometimes you need some extra guidance. We’ve got your back with our Ultimate Guide to Understanding a HELOC!

Calculate your home equity line of credit payment.

Whatever large expense you’re looking to tackle, our HELOC calculator helps you see what’s possible.