Rate Specials For All Your Savings Needs

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We're here to help make your savings plans easy, flexible and secure. Now is the time to start saving with one of our great Certificate of Deposit or Money Market Account rates:

Certificate of Deposit 

Type Interest Rate APY*
3 Months 4.18% 4.25%
13 Months 4.67% 4.75%
19 Months 3.35% 3.39%
49 Months 4.00% 4.06%

Money Market Account



Interest Rate+


$00.01 - $24,999



$25,000 - $99,999



$100,000 - $249,999



$250,000 - $999,999 3.69% 2.03%

+ Interest rate in effect for the first five months, variable interest rate thereafter. See disclosure below.

*Annual Percentage Yield (APY) is 4.25% for the 3-month certificate, 4.75% for the 13-month certificate; 3.39% for the 19-month certificate; 4.06% for the 49-month certificate and is accurate as of 05/11/2023. At maturity, the 3-month certificate will automatically renew for a term of 3 months, 13-month certificate will automatically renew for a term of 12-months, the 19-month certificate will automatically renew for 18-months and the 49-month certificate will automatically renew for 48-months. Promotional rates available for new money only. New money is defined as money not currently on deposit with the bank. Funds must remain on deposit for the term of the certificate. A penalty for early withdrawal may apply. Fees could reduce earnings. The minimum to open the certificate of deposit is $500. This special is available for a limited time and is subject to change without notice.

**The promotional Annual Percentage Yield (APY) for balances $0.01-$24,999.99 is 1.76%, $25,000.00 -$99,999.99 is 1.91%, $100,000.00-$249,999.99 is 1.97%, $250,000.00-$999,999.99 is 2.03% and is accurate as of 05/11/2023. Maximum deposit is limited to $999,999.99. Minimum balance to open is $5,000. A minimum average daily balance of $5,000 is required to avoid a $10 monthly service fee. After the 5 month promotional period, the minimum average daily balance will be $10,000. The promotional APY is locked for the first 5 months. After 5 months, the variable interest rate is subject to change and the new interest rate will be based on the account balance and the interest rate tier being offered on the Select Money Market Account. The Select Money Market account tiered interest rates in effect as of 05/11/2022 are as follows: .01- $24,999.99 the APY is 0.35%; $25,000.00-$99,999.99 the APY is 0.60%; greater than $100,000.00-$249,999.99 the APY is 0.70%, $250,000-$999,999.99 the APY is 0.80%. If the account is closed before 150 days, a $50 fee may be assessed. No more than a total of 6 preauthorized, telephone, ACH, check, POS or Internet transactions may be made from this account per month. Fees could reduce earnings on this account. The promotional APY is valid only for new money not currently on deposit with Blue Grass Federal. Other restrictions may apply. Promotional offer subject to change without notice. Contact a branch representative for full details.